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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Hold the Front Page!! News updates The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | The Consumer Forums | Last Post | Threads | Posts |  |  | Free advice and support to reclaim your bank charges or to solve other consumer problems. Welcome. You have just joined the Consumer Forums. Come here and introduce yourself. You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights. | |
Today 11:06 | 17,697 | 60,067 |  | Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE | You will need to register to enter these consumer forums Registration is FREE and very easy. | 11 | 12 |  | Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum. |
7th July 2007 12:27 | 7 | 14 | Consumer Action Group Webmail | | The Consumer Forums | Last Post | Threads | Posts |  | Direct access to your CAG webmail. The CAG email is now fully featured including configurable spam and virus filters.
Consult your email either here or on your favourite POP3 email program. | - | - | - | The Consumer ForumsDebt Action Group "Dealing with debt" You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt. | | The Consumer Forums | Last Post | Threads | Posts |  | Advice on how to deal with debt collectors. Are you receiving distressing phone calls? Are you recording them? Why not? |
Today 11:42 | 15,502 | 248,239 |  | Your rights when dealing with bailiffs and sheriff officers |
Today 11:46 | 2,152 | 28,560 |  | Experian, Equifax, CallCredit etc |
Today 10:26 | 507 | 5,773 |  | They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice. |
Yesterday 20:46 | 127 | 2,069 |  | Advice on some of the formal debt management solutions |
Yesterday 20:32 | 447 | 4,977 |  | Advice and guidance on Scotland specific debt issues |
Today 11:01 | 285 | 3,166 |  | Advice and guidance on dealing with court action by a creditor |
Today 11:44 | 2,633 | 67,535 |  | Advice on dealing with secured debt |
Today 11:35 | 895 | 13,324 |  | An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. |
Today 08:20 | 77 | 10,575 |  | Tell us your repossession story or seek help here |
Today 11:22 | 368 | 6,813 |  | Advice and guidance on dealing with debt on a personal level |
3rd April 2009 23:25 | 58 | 825 |  | Advice on how to work towards a debt free life |
Today 10:47 | 477 | 4,605 |  | Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php | You will need to register to enter these consumer forums Registration is FREE and very easy. | 12 | 31 |  | Post here any general debt questions not covered elsewhere. |
Today 11:46 | 7,534 | 92,250 | The Consumer Forums The Consumer Action Group | | The Consumer Forums | Last Post | Threads | Posts |  | Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
Today 04:46 | 318 | 8,241 |  | |
Today 11:37 | 6,145 | 61,820 |  | As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible. |
Today 08:56 | 861 | 9,784 |  | There are loads of them out there now. Each one claims to offer you the cheapest deal on Gas, Electricity, Flights, Holidays, Food - what have you.
They can't all be right can they? What do you think. Come and compare the comparison sites |
23rd February 2009 20:26 | 1 | 13 |  | If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter. |
3rd April 2009 23:18 | 42 | 497 |  | Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. |
Yesterday 21:03 | 883 | 7,716 |  | |
Yesterday 18:49 | 337 | 3,066 |  | With the switch to Digital now in full swing, we are seeing an escalation of problems ranging from faulty set-top boxes to poor customer service and difficulties with unsubscribing and being overcharged. Whatever the issue - this is now the place to post your story. |
31st March 2009 20:18 | 48 | 419 |  | Problems with the DVLA? Don't we all? - here's the place to post. |
Today 09:46 | 415 | 4,478 |  | Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here. |
Today 09:38 | 1,865 | 15,398 |  | |
Today 11:02 | 497 | 4,654 |  | Come here for advice on all aspects of the holiday industry. This includes Travel Agents, Tour Operators, Airlines, Caravan Parks, Holiday Centres, Leisure Parks, etc. |
Today 00:26 | 496 | 3,879 |  | |
Yesterday 23:31 | 1,309 | 10,464 |  | This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums. |
3rd April 2009 17:41 | 300 | 1,540 |  | |
Yesterday 06:31 | 261 | 2,759 |  | A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc. |
Today 11:40 | 3,451 | 43,882 |  | The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. |
Today 11:43 | 2,234 | 23,667 |  | Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that. |
Today 11:47 | 121 | 1,210 |  | This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. |
Today 10:56 | 2,709 | 21,468 |  | If you have a problem with goods which you have purchased by a major UK retailer whether it be on the High Street or On-line, share it with us here. This is where you Reclaim the Right.
ENTER NOW. |
Today 11:17 | 1,579 | 15,141 |  | If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice |
Yesterday 06:11 | 168 | 2,190 |  | Come here if you think that you have consumer-style problems which are connected to your status as a student |
Today 09:23 | 370 | 3,715 |  | |
Today 11:34 | 2,132 | 17,349 |  | |
Today 10:33 | 1,216 | 7,820 |  | |
4th April 2009 23:39 | 793 | 6,200 | The Consumer Forums The Bank Action Group - against unlawful bank charges | | The Consumer Forums | Last Post | Threads | Posts |  | The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters. PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED. | - | - | - |  | Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges. |
Today 11:12 | 7,183 | 80,645 |  | If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.) |
2nd April 2009 07:23 | 874 | 8,664 |  | Had a bad day, Dear?
Come here for some off-topic chat. |
Today 11:40 | 2,565 | 121,507 |  | Want to meet up with other CAG people round the country? |
31st March 2009 13:39 | 51 | 7,635 |  | Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 08:57 | 5,063 | 72,931 |  | Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? |
Yesterday 16:18 | 1,636 | 19,575 |  | Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree. |
Today 11:32 | 7,405 | 99,195 |  | Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 19:21 | 785 | 6,483 |  | Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 11:29 | 7,159 | 94,031 |  | Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 11:49 | 7,499 | 109,145 |  | Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 21:06 | 7,411 | 90,436 |  | Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded. |
Today 11:09 | 1,465 | 23,301 |  | Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 20:11 | 5,422 | 76,343 |  | Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts.. |
Today 10:45 | 1,823 | 19,927 |  | Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 11:16 | 2,727 | 27,210 |  | Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest. |
3rd April 2009 00:13 | 977 | 16,830 |  | Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here |
Today 11:28 | 7,673 | 90,399 |  | If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges.
Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank. |
Yesterday 13:01 | 162 | 2,981 |  | Links to other sources of help. Please contact Admin if you want to add an entry |
11th January 2009 13:01 | 13 | 24 |  | The various discussions have been moved here for easy access. |
14th December 2008 14:04 | 11 | 1,035 | Missing Persons | | The Consumer Forums | Last Post | Threads | Posts |  | Contact a moderator to include an appeal or an announcement in this forum.
Only UK-relevant matters please. |
21st November 2008 15:03 | 11 | 12 | What's going on in The Consumer Forums? | Currently Active Caggers: 1606 (284 registered Caggers and 1322 guests)
|  | Most Caggers ever online was 2,347, 24th April 2008 at 13:31. 42man, abbacus, abesapiens, AJ3000, ajs444, alanfromderby, almond, Alphageek, andrew1, ashmk, atype, Axamentia, barrelly, bassking44, benjytool, bigandyuk1, Bizzimum, blahblah1, boatman63, Bookworm, boswell, brassed-off-2, brian mills, buzby, cabbagebike, Casey03, cathb, cazpoppies, cerberusalert, Chalkitup, Changeling, charlie*, cheekone, chipsnic, chris600uk, citizenB, Conniff, cosmicjade26, couresportivo, craigers, c_allen, d1cky, DarkStorm, davefirewalker, davey77, DCAHell, DDWales, deathbycrayons, Disgruntled Biker, dogeared, DroverAwn, ducatis, EBOY, EdwardL, electron99, elissakat3, elrib, elsinore, Emma Royd, Fair-Parking, FairPlay77, falten, FCC, feelingfine, Ferncroft, figgis01, flubdub, Foggieloon, Forsure, Free Bird, fuzzyfuzzy, gyzmo, hallowitch, Helcat, hopefor, Hopster, HSBCrusher, Indebt1, isky, izzitme101, jaktrak, janichblue, janzer, jazzyb, jbisenius, Jeff2000, jessie15, jessmillrub, jf1985, johno23, joneseyblod, joox, joski34, Kaiser99, kb_ba1, kdsplit, kerenedwards, Kiltonga, kirstyb, Kraken1, Kry10, la2006, legalpickle, lets fight bailiffs, lexis200, Libellule09, lifeisablast, ljh, locutus, loobyloo35, lsb65, macbeth56, madjj111, MadScouser, magiciansgirl, mak71, mam62, mandyjayne, mangle101, mashmallow, mcuth, mdj80, MikeBigg, Millymo, millymountford, missey1, missy cash, mnoesere, mollyr0x, Monkeykiwi, mpkayeuk, MrMT, mrwheeler, needsomeinfo, Nick46, nicklea, nmj73, nomisa, nonymouse, NorthEastWannaSave, Nurse-Elsa, ohoh4312, old_andrew2007, orfoster, pegs2008, Peroni, phatram, photoman, pinky1977, pmw1971, pol76, poppynurse, porkimer, pt2537, r&b, redfish0, reggie76, ricardo15, rpettet, rscott101, saffy1967, saintly_1, sammyc1974_Derby, samus82, sarahd1980, scatz1972, scedminc, Scouserlad, sean the sheep, Seaweed, Series3, SethWC, silverfox1961, skippy176, Spamalot, spamheed, spartathisis, spidey41, sploits, SPROUTY, StockrA, stroke a badger, Su76, sussex1, Talbot, ted45, Thatch007, The GodMother, thrubolt, tigga_1961, tiglet, tiokim, tottys, tpisgod, triggerh4ppy, Turia, twofoot, underdog13, uneverdid, Uptotheneck, version302003, Viano, vic synex, vicakers, vickson, Viscount Stair, vjohn82, vulcanswb3a, walrusnw, waynejg, wayoutneeded, WebMaster, WelshMam2009, wendy0705, WetCloth, what_todo, willow1261, wobbly, womble72, woody1066, xx.Morph.xx, youvex, zazen.warrior, zhanzhibar, |
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